Meet the family behind Instant Health Coverage
I'm Joshua Byrd, an independent licensed health insurance agent who has spent over 10 years helping people in North Carolina find health insurance, Medicare plans, life insurance, dental and vision coverage, and accident plans that actually fit their lives.
An independent agent, on your side
Independent means I'm not tied to one insurance company. I compare plans across multiple carriers so you can see real options side by side, then I help you pick the one that actually fits your health needs and your budget — whether that's a Marketplace health plan, Medicare coverage, life insurance, dental and vision, or an accident plan to fill in the gaps.
I don't work for the government, and I'm not paid by you. Insurance carriers pay my commission, so my help finding and enrolling in a plan is always free to you.
A small family business, working out of our home
My wife and I run this business together, out of our home, while raising our two small children. There's no call center behind our phone number and no scripted reps reading off a screen.
When you call, you get one of us on the phone — me or my wife, directly. No spam calls, no robocalls, no runaround. Just a real conversation with someone who will actually help.
Call 252-904-2980Ready to talk it through?
Reach out and you'll hear back from a real person — usually the same day. No pressure, no obligation, just honest help finding the right plan.
Get free help